Estate planning · UK
Inheritance Tax Calculator
Estimate your IHT liability in seconds — and discover how a whole of life policy could protect everything you leave behind.
Your estate
Relationship status
Property valueCombined if couple
£
Savings & investmentsISAs, cash, stocks etc.
£
Other assetsBusiness, vehicles, jewellery etc.
£
Outstanding debts / mortgageDeducted from estate value
£
Your situation
Leaving property to direct descendants?
Children or grandchildren — unlocks the Residence Nil-Rate Band
This calculator provides estimates only and does not constitute financial or legal advice. Tax thresholds are based on current UK rules (2025/26) and are subject to change. Premium estimates are indicative and will vary based on age, health, sum assured, and underwriter. Always consult a qualified independent financial adviser before making estate planning decisions.